Phone MitID verification and fast loan agreements for the finance sector
Prevent phone fraud and spoofing. Confirm customer identity over the phone in 10 seconds with KvikID, and issue loan & guarantee agreements.
Four Integrated Trust Modules for Finance, Lending & Insurance
KvikSign combines all critical tools needed to ensure legally binding signatures, verified identities, and encrypted transmission under one secure Scandinavian platform.
KvikSign
Loan agreements & guarantees
KvikID
Live telephone ID verification
KvikSend
Confidential credit reports
KvikForm
Digital loan applications
Key Strategic Benefits
1. Live identity confirmation during phone calls
When a customer calls requesting account changes or loan disbursement, the advisor triggers a MitID push via KvikID which the caller confirms in 10 seconds while on the line.
2. Instant execution of credit agreements
Send loan agreements, guarantee deeds, and tax consent forms for instant MitID signature with unchallengeable evidentiary standing.
Typical Document Workflows
- Loan and credit agreements
- Surety and guarantee declarations
- Consent for credit check & tax records
- Claims and damage notices
Frequently Asked Questions
Does KvikSign satisfy FSA regulations for electronic signatures and KYC?
Yes. KvikSign and KvikID meet the standards of the Danish AML Act, the Financial Supervisory Authority’s digital customer onboarding guidelines, and EU eIDAS regulations for Advanced Electronic Signatures.
How are loans involving primary borrowers and guarantors managed?
KvikSign supports multi-signatory flows with custom sequences. The primary applicant signs first, triggering automatic dispatch to co-borrowers or guarantors, all uniquely verified via MitID.
How does sanctions and PEP screening work in KvikID?
When the borrower authenticates via MitID, KvikID screens verified full names and birth records against global Politically Exposed Persons (PEP) rosters and EU, UN, and OFAC sanctions registries in real time.
Can KvikSign integrate into our lending platform via API?
Yes. We provide a full REST API and webhooks allowing you to generate signing packages, receive real-time webhook callbacks, and ingest sealed PDFs directly into your core banking stack or CRM.
What does KvikSign cost for financial enterprises?
You can test the platform or API with 5 complimentary credits. We subsequently offer transaction-based credit tiers or tailored enterprise packages including SLA and dedicated account support.
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